![]() ![]() ![]() They're interactive music videos in which your mouse-waggling builds the visuals toward an over-the-top crescendo. While the third one straight-up simulates a sexual act, the first two are extended, unsubtle double entendres, and both are hilarious. Release date: 2016 | Developer: Robert Yang | itch.io, SteamĪ collection of Robert Yang's minigames, Radiator 2 includes Stick Shift (which is about a dude driving a car he's way into), Succulent (which is about a dude eating a corndog he's way into), and Hurt Me Plenty (which is about spanking). Read more: There's a sea of hentai junk games on Steam, and then there's Crush Crush Radiator 2 And of course there's Bearverly, who is a bear. ![]() A lost time traveler asks who the current God Emperor is, while a man cursed to be a pegasus decides he's actually better off this way. But while these are games about manipulating numbers so you can see more of a hottie, the characters are fun and so is their dialogue. They do contain the standard activity of clicking on anime ladies to make them like you more (or anime men, in Blush Blush), as well as the usual time-management math that buffs your stats and their affection meters. Honestly, who could have predicted Farmville-parody Cow Clicker would lead to a future in which there's an entire storefront dominated by incremental games where you click on cartoon boobs? They say idle hands are the devil's playthings, and it seems like idle games belong to the devil too.Ĭrush Crush and Blush Blush are a cut above the rest. Release date: 2016 / 2019 | Developer: Sad Panda | Steam, Nutaku / Steam, Nutaku While they may be labeled "in development", they can be just as complete as many other games are at launch, if not more so. It encourages a state of perpetual development, influenced by subscriber suggestions. Today, Patreon provides funding for a lot of independent developers making ambitious adult games. Sex can be playful and funny and exciting, and those are all things videogames excel at. Those that aren't deserve to be celebrated, because sex is as worthy a theme for games to explore as anything else. We've come a long way since then-quiet, you-but there are still plenty of games about sex that are just as bad in their own way. It wasn't a great introduction to the idea that sex was a worthwhile subject for videogames. Published by Landisoft in 1985, it was about waggling a joystick back and forth while two bright pink cartoon people went at it like joyless jackhammers. That's literally what it was called: Sex Games. My first experience of that came via Sex Games on the Commodore 64. But there have always been terrible sex games. ![]()
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![]() ![]() ![]() Questions that don't warrant a thread go in the "There Are No Stupid Questions" Thread. Collab calls should go in the Collaboration Thread. All products/services should go in the Marketplace Thread. All postings of your own music (thread or comment) for any reason should go in the Feedback thread. Weekly Threads are listed in the top bar.We occasionally will make exceptions to threads that create insightful discussion. Use the subreddit search or check out other subreddits such as /r/getmotivated. Lower-effort "motivational" threads asking how to get through an artistic slump may be removed because they've been answered quite a few times before.If your post is calling someone out for something, it's probably not appropriate here. This is a community for the technical aspects of production and for production discussion, not drama. This is not the place for posts about discovering people stealing songs from other artists or producers using ghost writers, etc.7 day ban on first offense, permanent ban thereafter. Linking to piracy-centric subs also prohibited. Advocating, asking for, or giving advice on how to pirate is prohibited.If you're not sure if your post will fit or not, message the moderators. Users posting links to tracks for views or feedback, soliciting/offering services, promoting fan pages, using follow-gates/download-gates, or otherwise benefiting financially from the sub will be banned for a day and informed to read the rules. Spam & self-promotion (outside of the Marketplace thread, where ads are encouraged) will be removed.Keep it productive, intelligent, intelligible, and constructive.If your thread is vague, unclear, or easily answered by searching ("does anyone else.?" "Any suggestions for.?") it may be removed. If your thread is only tangentially related, it is probably considered off-topic. Please submit only content and discussion that is specifically relevant to music production.Repeated or egregious offenses will be countered with a ban. ![]() If you disagree with something, make your case politely. No flame wars, disrespect, condescension based on level of experience, or tactless posts stereotyping any group of people will be tolerated.
![]() ![]() What did we have to lose? The Cash Budget Envelope System Yet after hearing testimony after testimony on the podcast about the system actually working for so many people, we decided to stop pre-judging it and at least try it out. Because with the cash budget envelope system, once the money runs out in an envelope, that’s it for the rest of the month. I also wondered if it would mean eliminating a lot of the “fun” in our lives like date nights and spontaneous trips. We were both resistant to the idea the Dave Ramsey envelope system at first, simply because it seemed like such a hassle (and what about our credit card cash rewards?!). We’ve tried using both paper ledgers and in the past however, we’ve never been able to stick to a system for more than a month or two. ![]() While we’ve made great financial progress, one area in which we’re seeking growth this new year is creating and sticking to a monthly budget. It was such an epic moment!Īnyway, The Dave Ramsey Show has really inspired us to get our financial rears in gear, and we’ve worked hard to accomplish several of his “baby steps” such as building up our emergency fund (which we needed last year when one of our cars kicked the bucket). Actually, a fellow blogger and friend, Kelly from View Along the Way, enjoyed a debt-free scream with her husband Andy and their two kids last January. One of my favorite moments on each show is the “debt-free scream” where families actually come to Dave’s studio in Nashville to share their story of getting out of debt ( some of ’em are tear-jerkers, not gonna lie), and then they get to celebrate by counting themselves down to a Braveheart-esque debt-free scream. For those who may not know, Dave Ramsey is an author and financial advisor who offers advice to callers on how to achieve financial peace. We are both avid podcast listeners, and one of our favorites of 2014 was The Dave Ramsey Show. Here’s a little background on what changed that furrowed brown to an intrigued eyebrow raise that said, “Okay…let’s give it a go!” I know, your eyebrows just furrowed a little, didn’t they? Mine did, too, pretty much for an entire year. Mark and I are taking a leap this year and venturing into something brand new on the financial front: we’re preparing to try out a cash budget envelope system. ![]() ![]() ![]() In order to increase counter space, it would be best to combine the stove and the oven into an all-in-one unit. I tried a few different island configurations where we kept our existing appliances and left the stove in the island, but no matter what we did there just wasn’t enough counter space, particularly on the island which seemed like the natural spot to work. ![]() ![]() I end up doing a lot of my cooking and chopping in the little triangle next to the range top and it just wasn’t enough. We find when we come home from grocery shopping, or pull food from the fridge, the island is the place that we naturally put things and we end up piling things right on top of the stove. The island’s counter space is mainly taken up by the stovetop. The main issue we had with the kitchen is the lack of counter space, particularly in the island. That means if you purchase anything from these links I earn a small commission, at no extra cost to you! This helps support my blog, so thank you! This has been untouched with the exception of the hole above the soffit on the fridge wall, which we closed up on the other side when we renovated the dining room. I made a list of all the pain points, both visual (I’m looking at you, bulkhead!) and functional and started to brainstorm ways to fix these issues by making layout changes. However, after living here for a while, we realized that the layout of the kitchen really didn’t work for us. I’ve been talking about our kitchen renovation on and off for months but it’s really been on my mind since the minute we moved in, and it seems like a good time to share our kitchen renovation plan with you! Originally when we viewed this house, we thought that perhaps we could renovate the kitchen by refacing the existing cabinets and squaring off the island, and of course, remove the dry-walled soffits and rework the wall cabinets by extending them to the ceiling or removing them in favour of some open shelving. ![]() ![]() ![]() HOA address: 4 Winners Circle, Suite 201, Albany NY, 12205. Both are Licensed Mortgage Bankers – NYS Dept. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. Quoted rates may include the requirement of Broadview membership at the time of loan disbursal and selection of our Automatic Payment Plan. That is over 60,000 of a difference in total interest, so it. That is almost the original loan amount If we compare that to a 4.0 interest rate, the total interest paid would be 215,608.52. Rates are accurate as of and are subject to change without notice. Assuming you pay off the mortgage over the full 30 years, you will pay a total of 279,767.35 in interest over the life of the loan. Representative payment for a 30 year fixed mortgage at 6.625% with a 6.785% APR is $6.51 per $1,000 borrowed. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs.APR = Annual Percentage Rate. Try our vehicle loan calculator to see how much your monthly payments could be. If rate of interest is 10.5 per annum, then r 10.00875) n is loan term / tenure / duration in number of months. We offer financing options for new or used cars, SUVs, trucks, vans and recreational vehicles that are sold privately or through dealerships. ![]() r is rate of interest calculated on monthly basis. ![]() You may also visit the individual sites for additional information on their data and privacy practices and opt-out options. Here's the formula to calculate EMI: where. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices popup powered by the DAA or through the Network Advertising Initiative's Opt-Out Tool popup. Use our car loan calculator to find finance that matches your budget. Weve got flexi loans, graduate loans, low interest rate loans and the best used car loans on the market. Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. Whether youre buying a new or used car youll find our comprehensive Malaysian auto loan list steers you in the right direction. Relationship-based ads and online behavioral advertising help us do that.īank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). We strive to provide you with information about products and services you might find interesting and useful. View our Bank of America auto loan eligibility requirements for more information. No loan documentation fee, but title and state fees may apply.Įxample: A 5-year, fixed-rate new car loan for $37,000 would have 60 monthly payments of $ 358 each, at an annual percentage rate (APR) of %.Įxample: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $ 358 each, at an annual percentage rate (APR) of %.Įxample: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $ 358 each, at an annual percentage rate (APR) of %.Įxample: A 5-year, fixed-rate lease buy-out loan for $21,000 would have 60 monthly payments of $ 358 each, at an annual percentage rate (APR) of %. Experian also provides average car loan APRs by credit score, based on. These discounts will be reflected in your individual APR quote if you are approved for a loan. In the third quarter of 2023, the overall average auto loan interest rate was 7.03 for new cars and 11.35 for used cars. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. Change your stateĪdvertised as low as APRs (Annual Percentage Rate) assume excellent borrower credit history. ![]() ![]() If Motor Vehicles or Driveaway/Towaway is selected on line 24, Class 9, Carried, and Non-bulk must be checked on line 25 (for miscellaneous hazardous material like flammable liquids). Section 24 and 25 must correspond (Motor Vehicles, Driveaway/Towaway and Class 9/Carried/Non-Bulk) You must either apply for Operating Authority or make the appropriate selection on the MCS-150 and resubmit the form. If Interstate and Authorized For-Hire are selected but the company does not currently have an Operating Authority, the form cannot be accepted. Section 22 and 23 must correspond (Interstate + Authorized For-Hire) If your company has Operating Authority, an Operating Authority Name Change request is required. In that case, Articles of Incorporation or Amendment are required. The name must match the company name on record unless you are requesting a Name Change. An MCS-150 form to request updates cannot be processed until the proper Driver’s License is submitted and verified. ![]() With exception of New Applications, a Driver’s License of the individual signing the form must be submitted (and must match a company officer listed on Line 30). The current FMCSA Registration forms are here. The expiration date is located at the top right of each page of the form. Note: Each form is prefaced with detailed instructions to assist filling out the form.ħ reasons your MCS-150 may be incomplete and not processed:Įnsure you have the latest version. Incomplete applications are returned to the applicant and must be resubmitted, which delays the process. When submitting FMCSA Registration forms, all required fields must be complete and required supporting documentation must be attached. ![]()
![]() ![]() This method gives you more control over the conversion process, including options to adjust the file size and quality of the resulting GIF file. Programs like Adobe Photoshop or GIMP can be used to open a WebP file and save it as a GIF file. One way is to use Converter App that allows you to upload your WebP file and convert it to a GIF file.Īnother option is to use an image editing software that supports the conversion of WebP to GIF. If you have an animated WebP image that you would like to convert to a GIF file, there are a few options available. How can I convert animated WebP images to GIF? In addition to static images, WebP also supports animation, allowing you to create moving images with a smaller file size than other animated image formats like GIF. WebP is a relatively new image format developed by Google that provides lossy and lossless compression for images on the web. If no interesting match is found, it can make use of the local Palette. Predictive coding puts to use the values in nearby blocks of pixels to tell the values in the block and then creates only the difference. WebP compression makes use of predictive coding to create images. Yet also, WebP Lossy images are smaller than JPEG images with 25-30% and an equivalent SSIM quality index respectively. In comparing webP lossless to PNGs in size the former is 26% smaller. Using web, webP, and webmaster, developers can make smaller, optimized images to improve the website speed. The WEBP format is a new image format that offers improved lossy and lossless image compression for the web. The limitations in color are up to 256 for a particular frame and are likely not suitable for photographs with color gradients and reproducing other images. I was converting one file at a time using the dweb command from webp tools, but I wanted to do a batch convert. webp images that need specific viewers, and often don t show as thumbnails in file managers. But for an animated GIF, there are combinations of different frames and images into a file and displayed in packets to bring about a short video or an animated clip. And if we use right click in Chrome/Chromium we end up with a heap of. A specific image GIF carries up to 8bits per pixel and roughly 246 colors can fit across the image, compared to a JPEG which can carry up to 16million colors and contrast the eyes.Īt the advent of the internet, GIFs were a number one choice due to their compatibility and a low requirement on the bandwidth of graphics which occupies a solid area of color. The GIF uses a compression algorithm of the LZW compression to optimize image quality. It is a highly compressed type of image and a property of Unisys. GIF is derived from each first later of the words Graphical Interchange Format. In the following paragraphs you find more details about the two formats: Another difference is the compression which can be lossless and lossy for WebP but only lossless for GIF. The main difference is the color depth: While the WebP format supports 24-bit RGB color with an additional 8-bit alpha channel, GIF only offers 8-bit color depth and a 1-bit alpha channel. The WEBP and GIF image formats in comparison:īoth WebP and GIF are image file formats to serve images in the world-wide-web. ![]() ![]() This template is perfect for businesses and individuals looking to get a clear view of their finances. The Excel Spreadsheet for Bills from Smartsheet is a comprehensive and user-friendly template that makes bank reconciliation a breeze. Google Sheets Spreadsheet for Bills from Smartsheet How to Create a Bill Tracking Spreadsheet in Excelġ.How to Make a Spreadsheet for Bills In Google Sheets.Bill Breakdown Template from The Measure of a Plan Bill Tracker Sheet from General Blue for Excel Bill Manager Template from Live Flow for Google Sheets Bill Schedule Template from Keepify for Google Sheets Payment Tracker Spreadsheet from Coupler.IO for Google Sheets Excel Bill Pay Template from Excel Downloads Spreadsheet for Household Bills from Smartsheet for Google Sheets Bill Tracker Worksheet from Finmasters for Google Sheets Bill Pay Schedule Spreadsheet from Template Lad for Excel Printable Spreadsheet for Bills from Spreadsheet Class for Google Sheets ![]() Spreadsheet for Monthly Bills from Samantha Ealy Excel Spreadsheet for Bills from Smartsheet Take the first step towards meticulous financial management by downloading the template today and harness its full potential to achieve your financial goals. It simplifies complex budgeting tasks and gives you control over your financial future. The General Budget Template is a versatile ally in managing your finances. Customizing Charts/Graphs: Personalize visual data representations for better financial insight.Monthly Review: Compare monthly spending against the budget and adjust as necessary.Recording Transactions: Log each transaction as it occurs to maintain an up-to-date budget.Initial Setup: Enter personal income and set up expense categories.Accessing the Template: Find and copy the template to your Google Drive.Step-by-Step Guide on How to Use the General Budget Template Cost-Effectiveness: A free alternative to expensive budgeting tools and software.Real-Time Collaboration: Multiple users can view and edit the budget simultaneously.Accessibility: Access the template from anywhere with an internet connection.Time-Saving: Reduces time spent on manual calculations, freeing up more time for decision-making.Financial Organization: Provides a systematic approach to managing finances.Security: Google Sheets' robust security features protect your financial information.īenefits of Using the General Budget Template.Compatibility: Works smoothly on both mobile and desktop devices.Visuals: Graphs and charts turn numbers into easy-to-understand financial data. ![]() ![]()
![]() Sassos says she likes that the app offers the opportunity to rate your mood each day, which then generates a fasting "mood graph" that you can review and look for certain patterns based on what and when you're eating. Our pros found it easy to use, making it great for IF novices and lifelong fasters. The app is also filled with helpful articles on topics such as the healthiest beverages to drink during your fast periods and how to get better sleep. Zero is one of the most popular IF apps out there because it has all the timers, journals and tools you need to get started. Depending on your goals, you may prefer an intermittent fasting app that also offers hydration tracking, healthy recipes or other additions. There are a plethora of options for iOS and Android that all offer all kinds of different features, but Sassos says that most IF apps are essentially customized stopwatches with built-in notifications and reminders. No matter which IF schedule you might be considering, an intermittent fasting app can help you stay on track. “If you do choose to try IF, make sure that the quality of foods you eat in your feeding window are nutritious and provide all of the proper nutrients that your body needs,” advises Sassos. And there are a lot of IF window variations to choose from, whether you prefer the standard 16:8 schedule, the 5:2 diet or the very strict One Meal a Day (OMAD) plan. ![]() ![]() “It's true that fasting can potentially reprogram your metabolism, but the likely reason why fasting may contribute to weight loss is that you’re simply eating fewer calories overall when you're restricting eating to specific time periods.”Īccording to Sassos, one of the reasons why intermittent fasting is so attractive to many is that it doesn't typically require counting calories or tracking macros, but rather simply setting an eating window that works for you. “When it comes to weight loss, the research on traditional intermittent fasting is compelling,” says Stefani Sassos, M.S., R.D.N., C.D.N., a registered dietitian and deputy nutrition director of the Good Housekeeping Institute. But unlike some other diet fads, this one may have some scientific evidence behind it. Intermittent fasting (IF) is a popular weight-loss diet that generally describes a simple concept: You can eat pretty much whatever you want, but only during a specific period of time. ![]() |
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